Products

Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus, the cash value in a whole life insurance policy can be accessed to help you supplement your retirement income when your protection needs decrease^*. This cash value can also be accessed for other major life events and can play an important part in business succession or charitable giving plans^*.

Long-Term Care Insurance: Going through life may require a little help along the way. So, if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

Retirement Income: Preparing for retirement is easier with the help of our guaranteed^{^} lifetime income annuity products. You can select an immediate annuity¹ that pays income right away, or a tax-deferred fixed annuity¹ that allows you to set aside money until you need it². Either way, you will be assured a steady, dependable source of income for life.

Other Products: We have established relationships with other carriers, and can supply you with information on individual and group health insurance products. If we don't offer it, chances are we can assist you.

To learn more about our products and services, please feel free to give me a call or request a free consultation. I'll be happy to answer all your questions.

 

^*Accessing cash value will reduce the death benefit and available cash surrender value.

^{^}Guarantees are backed by the claims-paying ability of the issuer.

¹Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation)

²Early withdrawals may incur charges. In addition to paying income taxes that may be due, distributions from annuities before age 591/2 may also be subject to a 10% federal tax penalty.