New York Life Insurance Company provides the financial strength and stability that supports long-term planning. As one of the most established and highly rated^** insurers in the industry, their solutions play an important role in helping protect what clients have built while supporting future goals.

New York Life’s Advanced Planning Group brings specialized expertise in areas such as estate, business, tax, and charitable planning. Their team of professionals works behind the scenes to help enhance complex strategies, providing additional insight and coordination for clients with more advanced planning needs.

NYLIFE Securities provides access to a broad range of investment solutions and brokerage capabilities, supporting diversified strategies aligned with long-term financial objectives. This platform helps ensure that investment decisions are integrated within a coordinated financial plan.

Through our relationship with Goldman Sachs Private Bank Select®, clients have access to high-yield, FDIC-insured savings solutions designed to complement their overall financial strategy.

These solutions can play an important role in:

• Managing cash reserves and liquidity needs

• Allocating funds for taxes or upcoming financial obligations

• Maintaining flexibility while evaluating investment opportunities

Clients benefit from a streamlined digital experience, no account fees or balance caps, and competitive interest rates compared to traditional banking options.

Securities-based lines of credit (SBLOC) may be available as a flexible liquidity solution, allowing you to access capital while remaining invested.

By leveraging eligible portfolio assets, these solutions can support short-term needs while maintaining alignment with long-term planning objectives.

Horstmann Financial and Insurance Services represents a long-standing alliance that enhances the depth and continuity of the client experience. Together, we deliver personalized financial strategies with a shared commitment to long-term relationships and tailored strategies.

Horstmann Financial and Insurance Services is not owned or operated by NYLIFE Securities LLC or its affiliates.